Homeowners Insurance

Homeowners

Protect your Home and Everything inside it. Your home is more than just a building; its where memories are made, and your most cherished belongings are kept. At Legacy Insurance Group, we provide reliable, affordable home insurance solutions designed to protect your property, belongings and peace of mind. Our policies safeguard you against a variety of risks.

Required documents

• Copy of most recent appraisal (if applicable)
• Loss History Certificate

Coverage options include:

• Dwelling Coverage -protects the structure of your home from damages caused by Typhoon, Earthquakes, Lightning, Fire, Vandalism, Smoke and other covered perils
• Personal Property(Contents) Coverage -protection against losses from a covered peril to your personal belongings if they are damaged, stolen or destroyed. This includes furniture, clothing, Electronics, appliances, and other belongings.
• Medical Payments -covers medical expenses in the event someone is injured on the property
• Personal Liability -provides protection from possible legal suits due to negligent acts on or off your property
• Additional Living Expense -covers the cost of temporary living expenses if your home becomes inhabitable due to a covered peril

Personal Liability Limits : Start at 20,000 up to 100,000
Medical Payment Limits: 500 per person 1000 per occurrence