Auto Insurance

Auto

With over 30+ years of experience, Legacy Insurance Group has been providing trusted, comprehensive auto insurance to drivers in Guam. Our goal is to offer you worry-free protection for you and your family, ensuring ease of mind while driving. Drive with confidence knowing that Legacy Insurance Group has you covered.

Our comprehensive auto insurance policies are designed to give you peace of mind every time you hit the road. Coverage options include

Required documents

• Driver's license for Owners/Drivers
• Copy of registration(s)
• Loss History Certificate and(or) Traffic Clearance

Standard Coverages

Liability Coverage -protection from financial loss in case you are at fault in an accident, covering property damage and medical injuries for others. Liability Insurance is required for all registered vehicles under Guam's Mandatory Automobile Liability Insurance Law 20-216.

Bodily Injury Liability -Covers medical expenses and legal fees in the event you’re at fault in an accident that injures someone.

Property Damage Liability -pays for damages you may cause to another person’s property.

Collision - covers the cost of damages or repairs to your vehicle caused by a collision with another vehicle or object.

Comprehensive -covers non-collision damages, such as, theft, vandalism, fire or natural disasters.

Medical Payments -covers medical expenses for you and your passengers after an accident.

Uninsured Motorist -Ensures your protected in the event of a hit and run or the other party has no insurance.

Additional Coverage Options

• Personal Accident -Coverage for loss of life or dismemberment due to an auto related accident.
• Loss Of Use/ Car rental -Covers the cost of car rental services while your vehicle is being repaired as a result of an accident
• Typhoon coverage -provides protection arising from Typhoon or Flood

Emergency Driver Assistance/Towing Services

Emergency Driver Assistance Program is here to help, providing fast and reliable support to get you moving again. 24-Hour 7-days a week services towing, key lockouts, battery jumpstart, mechanical first aide, flat tire change, fuel rescue. CIU Policies 671.475.2886(AUTO) CIC Policies 671.472.8691

Claims

Legacy Insurance Group helps make insurance claims quick and easy. We work with Insurers to ensure claims are settled fairly and hassle-free, helping you get back on the road fast.

Motorcycle

Motorcycle insurance offers protection for various bikes, including standard, cruiser, sport, touring, dirt bikes, and scooters. With comprehensive coverage for theft, vandalism, and accidents, as well as liability coverage for damages and injuries, you can ride confidently, knowing you're protected.

Auto & Motorcycle

Standard Coverage Limits

Bodily Injury : 25,000 per person 50,000 per accident

Property Damage : up to 20,000 per accident
*higher limits available upon request